Ahead of Thanksgiving travel, consumer advocate Clark Howard of Atlanta warned consumers to consult their auto insurance policies and credit card protections before falling for these car rental 'gotcha's':

* COLLISION DAMAGE WAIVER. "Be sure to find out if your auto insurer covers you for temporary use of a rental car," said Howard. "That should always be your first line of defense against ...a CDW."

Howard said the CDW is also known by the codes LDW and PDW. He said many credit cards offer this coverage, too, so consult both your insurance policy and your card's benefits summary before a rental agent talks you into buying the waiver.

* PERSONAL EFFECTS COVERAGE. It's intended to cover you in case something's stolen from your rental car. Howard said again, most auto policies and credit cards cover the holder's personal effects.

SOUTHAVEN, MS- A gun thief was captured after breaking into a Southaven car, and investigators used dogs to track down the crook.

A 5-hour search began and ended in two quiet Southaven neighborhoods.

"It's just quiet, you don't expect anything to happen like this so close to your home," said resident Lynn Caviness.

SOUTHAVEN, MS- (WMC-TV) - Southaven police say a shipment of about 200 iPads were sent to a local warehouse by mistake and four employees are accused of re-selling the devices on Craigslist.

Investigators say the shipment arrived at the Grainger Warehouse in August and they began their case in September.

Wanda Bernard, of Hernando, is charged with grand larceny, along with Janita Tuggles, of Walls, Miss. Brittany Newberry is charged with conspiracy to commit larceny and Michael Franklin is accused of receiving stolen property.

Southaven Police says most of the iPads were sold near Batesville and Senatobia.

So far, about 20 have been recovered, but authorities say they are hot on the trail looking for more.

Investigators say more arrests are possible.

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